ICA Qualified · FCA-Aligned · EMI Specialists

Navigate Fintech Regulation with Confidence

Compliance4Fintech Ltd delivers expert compliance consulting for financial technology firms — from EMI FCA applications to FinCrime frameworks.

EMI
FCA experience
EMI & PI
FinCrime audits
ICA
Qualified members
FATF
Aligned methodology

Compliance built for fintech firms

Whether you're applying for FCA authorisation, building a KYC framework, or reviewing your FinCrime controls — we deliver practical, proportionate advice.

AML & KYC

Policies, procedures, and KYC/KYB frameworks designed for your business model and risk profile.

Risk Assessment

Business-wide risk assessments, customer risk profiling, and scoring aligned to FCA and FATF guidance.

EMI FCA Applications

End-to-end support for Electronic Money Institution authorisation with the FCA.

Policy & Governance

Compliance manuals, MLRO reports, and board-level governance frameworks.

Training

Tailored KYC/KYB and FinCrime training for compliance and operations teams.

Compliance Audit

Independent review of your compliance programme with gap analysis and remediation roadmap.

Expert. Practical. Proportionate.

We bring hands-on experience across EMI and PI regulation, FinCrime operations, and FCA authorisation — so our advice is grounded in real delivery.

London-based

Registered in Barnet, London with deep UK regulatory expertise.

ICA qualified

Professionally qualified compliance specialists with ICA-accredited expertise.

Fintech-first

We understand the pace of fintech and deliver advice that's timely and actionable.

Confidential

All engagements handled with strict professional discretion.

Ready to strengthen your compliance framework?

Get in touch for an initial consultation — no obligation, no jargon.

About us

Specialist compliance expertise for the fintech sector

Compliance4Fintech Ltd is a UK-registered compliance consultancy focused exclusively on financial technology firms. We combine regulatory knowledge with hands-on delivery experience across EMIs and Payment Institutions.

Practical compliance, not off-the-shelf advice

Every engagement is tailored to your firm's specific regulatory context, risk profile, and operational reality.

Focused expertise

We work exclusively in the fintech and payments space — EMIs and Payment Institutions. This focus means our advice is specific, current, and immediately applicable.

Partnership approach

We work alongside your team, not above it. Whether supporting your in-house compliance function or acting as your outsourced compliance resource, we embed with you.

Multi-jurisdictional

Experience spanning UK FCA regulation and European regulatory frameworks, enabling us to support firms operating or expanding across borders.

Knowledge transfer

We don't just deliver compliance outputs — we build your team's capability through targeted training on KYC, KYB, and FinCrime risk typologies.

Delivered engagements

Recent work across regulatory applications and FinCrime compliance — anonymised to preserve client confidentiality.

FinCrime Audit · EMI & PI

FinCrime operational effectiveness review

Conducted a full audit of the FinCrime operational approach for UK-regulated Electronic Money Institutions and Payment Institutions. Reviewed end-to-end compliance frameworks, identified control gaps, and produced structured mitigation plans. Delivered specialist training to KYC teams on KYC/KYB methodology and associated financial crime risk typologies.

Regulatory Application · EMI FCA

FCA Electronic Money Institution authorisation

Led the regulatory application process for an Electronic Money Institution seeking FCA authorisation. Managed the full application lifecycle including documentation preparation, compliance framework requirements, and regulatory correspondence throughout the authorisation process.

Professionally qualified

Our consultants hold industry-recognised qualifications in compliance and financial crime prevention.

ICA Member
ICA Qualified (x2)
UK Registered · No. 16906933

Want to work with us?

Get in touch to discuss your compliance needs — we'll respond within one business day.

Services

Compliance services built for fintech

From AML frameworks to EMI FCA applications, we provide the full spectrum of compliance support your firm needs to operate with confidence.

Our core services

AML & KYC Frameworks

Design and implementation of anti-money laundering policies and know-your-customer procedures tailored to your business model.

  • AML policy drafting
  • KYC/KYB procedures
  • Customer due diligence frameworks
  • Transaction monitoring rules

EMI FCA Applications

End-to-end support for Electronic Money Institution authorisation with the FCA, from initial preparation through to submission and response management.

  • Application preparation
  • Compliance framework build
  • Documentation drafting
  • Regulatory correspondence

Risk Assessment

Structured risk assessments aligned to FCA expectations and FATF recommendations, covering the full spectrum from business-wide to individual customer level.

  • Business-wide risk assessment (BWRA)
  • Customer risk assessment (CRA)
  • Customer risk profiling
  • Risk scoring methodology

Compliance Audit

Independent review of your existing compliance programme, identifying gaps and producing a prioritised remediation roadmap.

  • FinCrime effectiveness review
  • EMI & PI framework audit
  • Gap analysis
  • Mitigation planning

Policy & Governance

Drafting and implementation of compliance documentation, governance structures, and MLRO reporting frameworks.

  • Compliance manuals
  • MLRO annual reports
  • Board-level policies
  • Governance frameworks

Training

Tailored compliance training for KYC teams, operations staff, and senior management on FinCrime risks and regulatory obligations.

  • KYC/KYB training
  • FinCrime awareness
  • Regulatory updates
  • Team workshops

Not sure which service you need?

Get in touch and we'll help you identify the right starting point for your firm.

Contact

Get in touch

We respond to all enquiries within one business day. Whether you have a specific compliance need or want to explore how we can help, we'd love to hear from you.

Registered office

Barnet, London EN5 3BQ
England & Wales

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